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I was hunched over the kitchen table, three contractor quotes spread out like bad options at a used car lot, rain rattling against the window from a stubborn Ontario drizzle. The old 1990s cabinets were still hanging, sticky from years of splattered pasta sauce, and my kid was on the floor in a superhero onesie, playing with a toy truck on the bare laminate like nothing was wrong. I had just re-read the middle quote for the third time, $40,200, and I kept thinking, no way t

I was sitting at the kitchen table staring at three wildly different contractor quotes when the neighbour's jackhammer started at 7 AM and the dog next door began barking. Coffee gone cold, kid asleep upstairs, and a stack of printouts that ranged from $40,000 to $110,000 for basically the same kitchen. The house still had the original 1990s cabinets, the grout in the bathroom was actively turning black, and the basement was nothing but cold concrete that our kid used as a